After an accident, you might expect the other party’s insurance company to work with you to make sure things go as smoothly as possible and pay you the full compensation you deserve for your injuries and damages you sustained as a result of someone else’s negligence. Unfortunately, that does not often happen.
In general, insurance companies don’t want to settle you claim easily or provide you with the full amount you may be entitled to. Before they will compensate you for your injuries, they will ask that you get them hard proof of your medical bills, proof of wage-loss and proof of permanence of your injuries. There are instances where an insurer may feel they can lower the amount of compensation they will offer you because you are not represented.
In other instances, they will see that there could be significant exposure and try to get you to settle your claim short of what the true outcome should be when you are not represented. They may also try to frustrate you in the hope that you will either drop the case or accept the lower amount they’re offering. No matter which tactic you are experiencing, you may benefit by having an accident lawyer to represent you.